From the monthly archives:

February 2009

What is the bankruptcy court admissibility of a loan application if there is no date on the application?

February 27, 2009 · 2 comments

sixfiguredesi asked:

I may have to file Ch7/13 and my loan application has an overstatement of assets. There was no fraud intended. However, there is no date on the application. Can it be thrown out in bankruptcy court?

{ 2 comments }

How long before filing bankruptcy are you supposed to stop using the credit cards?

February 19, 2009

ilurvsmesumgameshows asked: I have been unemployed for months and have been on interview after interview. I have been using the cc for mortgage payments, bills, but I know we are going to be filing bankruptcy in March of 2009. How far will they go back to see what I have borrowed? Just curious. BTW, I [...]

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How can I get a bankruptcy removed from my credit report?

February 18, 2009

LATANYA N asked: I filed in 2001. I disputed my bankruptcy and a lien with all 3 credit bureaus.
Transunion removed the lien not the bankruptcy
Equifax removed the bankruptcy and not the lien
Experian wouldn’t remove neither one.
Now i know once you dispute an item the creditor has 30 days to respond or its removed from your [...]

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How much will bankruptcy effect being able to rent a home?

February 17, 2009

AshleyD asked: I had to file a chapter 7 a few months ago. I am now looking to rent a home, will my bankruptcy effect me being able to do so?

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If you file Chapter 13 Bankruptcy Can they take your income tax refund?

February 8, 2009

km10j8baker asked: I have filed chapter 13 bankruptcy and I have not filed my income taxes yet. I have been told that the bankruptcy court can take your refund if you have one due to you. Is that true?

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How long after my bankruptcy is discharged do I have to include a company?

February 5, 2009

John Doe asked: I filed over 2 and a half years ago and was discharged little over 2 years ago. My question is how long after I am discharged do I have the right to include someone in on my bankruptcy? Because 2 months after I was discharged one creditor that wasnt on my bankruptcy [...]

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what is chapter 7 bankruptcy and how is it different from the others?

February 5, 2009

delsey2007 asked: Look, I just have about 800 dollars in debt. I don’t know what to do, I have no job, and I don’t know which chapter bankruptcy would be the best method to go with?

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