From the monthly archives:

May 2009

Mary S asked:


I’m uninsured and was rushed to the hospital and the total bills were over $14,000.00. I ended up having to file Chapter 13 bankruptcy since I don’t make enough to pay them back. I need to know if I can file it on my taxes since I’m paying them back but not all of it.

{ 6 comments }

I went through a chapter 13 bankruptcy last year. How do I get re-financing for some properties?

May 15, 2009

Jim P asked: I have consitently paid on my chapter 13 to the courts for about 1-year now. However, I am still behind on some properties I own and need to refinance everything I ahve. Any ideas? No the bankruptcy ahs not been discharged. ASny private investors out there who will [...]

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How much do I have to owe to go bankrupt?

May 15, 2009

norsgl81 asked: I make around $33,000 a year. I owe around $60,000, is this enough debt to go bankrupt?
Is Credit Solutions a non-profit organization?

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How much does bankruptcy affect the credit check deposit for cell phone service?

May 13, 2009

salichristina asked: My husband and I just filed for bankruptcy not too long ago and are planning on getting a cell phone plan. Does anyone know how much the bankruptcy will affect our deposit for phone service (credit check deposit)

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What is the loan modification with your mortgage while in Chapter 13 bankruptcty?

May 8, 2009

My2Boyz asked: After filing Chapter 13 bankruptcy (mortgage included -fixed rate) my husband became unemployed, so we are now 6 months behind on our mortgage and our attorneys are submitting for a loan modification, what is the process? Is a loan modification always granted?
My husband is now currently working and has been for 3 months [...]

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How much money would you have to be in debt to go bankrupt?

May 7, 2009

Ms Mayhem asked: I read an article the other day that said the average 18-25 yr olds go bankrupt on is $1000 ! That’s ridiculous! Kids treat it like its nothing these days!
Gees it sounds like alot of costs in the states. But this was in Aussie.

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Is it possible to buy a home if my fiancee filed chapter 13?

May 6, 2009

J V asked: I would like to get approved for at least 250,000 mortage loan. I make 61,500/yr and she makes 31,000/yr, but I don’t know if it is a good idea to include her because she filed chapter 13 roughly 2 – 3 years ago. What should I do? Thanks.

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