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Chapter 13

Can you file for chapter 7 bankruptcy if your chapter 13 was dismissed after a year due to non-payments?

February 23, 2010 · 0 comments

jimsusierickard asked:


We had filed chapter 13 last October. The payments were so high we just couldn’t make the payments. The bankruptcy courts dismissed our case for non-payments. Are we eligible to file for chapter 7? Will we lose our home? We live in Ohio if that makes any difference at all. What should we expect to happen?

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Bankruptcy dispels common myths

February 4, 2010

1. MY ACCOUNT must be delinquent, creditors must be called, and I must be bankrupt FILE.
This is FALSE. If accounts are beginning to create anxiety and sees that you will not have the capacity to pay in the future, you have to wait until you are seriously delinquent and creditors are biting [...]

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Are the effects of filing chapter 7 or 13 worse on your credit?

October 19, 2009

confused asked: Thinking about filing bankruptcy. Was curious as to which chapter hurts your credit more, chapter 7 or chapter 13.

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what is the maximum salary one can make before they cannot file chapter 7?

October 4, 2009

jay m asked: I am looking to file Chapter 7 under myself in the state of Nevada. I have only been to one attorney thus far and was told if I was married and both of us combined make more than $60k/year then I have to file Chapter 13? Anyone have more input on this?

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Is it possible to change from a chapter 13 to a chapter 7?

June 25, 2009

Shawn W asked: We have completed our first of five years of a chapter 13. Unfortunately, our marriage is not doing well and we are separating. I am hoping things can work out, but if not, is it possible for us to switch to a chapter 7 and get a complete fresh start [...]

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Is it possible to buy a home if my fiancee filed chapter 13?

May 6, 2009

J V asked: I would like to get approved for at least 250,000 mortage loan. I make 61,500/yr and she makes 31,000/yr, but I don’t know if it is a good idea to include her because she filed chapter 13 roughly 2 – 3 years ago. What should I do? Thanks.

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What happens to my credit if I decide not to continue with my intention to file for Chapter 13?

April 27, 2009

l_romanmd asked: I file for Chapter 13 several weeks ago and now every account in my credit report is listed as part of the Chapter 13 plan and there is record of the Chapter 13 been filled with the court. They plan hasn’t been confirmed. What happens if I decide to withdraw the filling? can [...]

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